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Your Profession. Your Programs.

Built for the People Who Show Up Every Day

Colorado has created real homeownership programs for the heroes who keep our communities running. Find your profession below and see exactly what's available to you.

🎓 Educators 🚒 First Responders 🏥 Healthcare Workers 🎖️ Military Members

Find Your Path

Who Are You?

🎓
Educators
Teachers · Administrators · School Staff · Counselors
See your programs →
 🚒
First Responders
Police · Firefighters · EMTs · Paramedics · Dispatchers
See your programs →
 🏥
Healthcare Workers
Nurses · Doctors · Technicians · Hospital & Clinic Staff
See your programs →
 🎖️
Military Members
Active Duty · Veterans · Military Spouses · Reservists
See your programs →
🎓 Educators

You Shape Every Future.
Let's Secure Yours.

Colorado teachers are among the most underserved homebuyers in the state and among the most eligible for assistance. The programs exist. Most educators just don't know they qualify.

Who Qualifies
Pre-K–12 Teachers School Administrators School Counselors Special Education Staff Para-educators School Support Staff
"I assumed my salary meant I couldn't afford to buy in Colorado. Turns out I qualified for over $40,000 in combined assistance. We closed in 60 days."
— 3rd Grade Teacher, Castle Rock CO
Teacher Next Door Grant ($8K) Teacher Next Door DPA ($15K) Chenoa Fund (5% forgivable) CHFA FirstGen (up to $25K) HUD Good Neighbor Next Door MetroDPA (up to 6%)
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Maximum Stack — Colorado Teacher · $400K FHA
Teacher Next Door GrantTrue grant · covers $1K min. contribution
$8,000
Teacher Next Door DPAAdditional down payment assistance
$15,000
Chenoa Fund (5%)Covers 3.5% FHA down · forgiven after 36 payments
$20,000
Seller Concessions (6% FHA max)Covers all closing costs & pre-paids
$24,000
Total Assistance
$67,000
Result: $0 out-of-pocket at closing. *Based on $400K FHA purchase. Eligibility varies.
Income Limit Note
Most Castle Rock teachers qualify easily. MetroDPA allows up to $210,150 household income. CHFA FirstGen up to $174,440. Teacher Next Door and Chenoa have no income limits.

Every hero profession has a different combination of programs. Book a free consultation to find your exact stack. →

🚒 First Responders

You Run Toward the Fire.
We'll Run the Numbers.

You don't have time to research 12 different programs. That's exactly why Hero HomeReach™ exists. We find your stack, you pick a time for a call.

Who Qualifies
Police Officers Firefighters EMTs Paramedics Dispatchers Sheriff Deputies Corrections Officers
"I had no idea there were programs specifically for first responders. Between MetroDPA and the Teacher Next Door, which also covers officers, we got into our home with almost nothing down."
— Police Officer, Colorado Springs CO
MetroDPA — 6% forgiven Teacher Next Door (covers officers) HUD Good Neighbor Next Door NeighborhoodLIFT ($15K) CO Community Hero Program Homes for Heroes rebate
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6%
MetroDPA — fully forgiven after 3 years
$15K
NeighborhoodLIFT flat grant
50%
HUD GNND discount — only $100 down
$0
Out-of-pocket possible with right stack
Common Myths — Busted
✗ "My income is too high to qualify"
✓ MetroDPA allows up to $210,150 household income
✗ "I don't have time to figure this out"
✓ One 30-minute call — we do all the research
🏥 Healthcare Workers

You Spend Every Day
Taking Care of Others.

It's time someone took care of you. Colorado healthcare professionals are often surprised to find out how many programs apply directly to their profession, even if they recently moved here.

Who Qualifies
Registered Nurses (RN) Licensed Practical Nurses (LPN) CNAs Doctors & Physicians Medical Technicians Radiologists Physical Therapists Hospital & Clinic Staff
"I moved to Colorado as a travel nurse and assumed I couldn't buy yet. Hero HomeReach found two programs I qualified for immediately. We closed 90 days after I arrived."
— ICU Nurse, Aurora CO
Teacher Next Door (covers nurses) Chenoa Fund — no income limits MetroDPA — 6% forgiven CO Community Hero Program CHFA programs (FICO 620+) Homes for Heroes rebate
Book Free Healthcare Consultation
No
Income limits on Chenoa Fund & TND
600+
Minimum FICO for Chenoa Fund
36
On-time payments to fully forgive Chenoa
$8K
Teacher Next Door true grant — also covers nurses
Common Myths — Busted
✗ "I just moved here — I can't buy yet"
✓ No residency requirement on most programs
✗ "Student loans disqualify me"
✓ Many programs work around student debt DTI
🎖️ Military Members

You Already Have the VA Loan.
Here's What Stacks On Top.

Most military members know about VA loans. What they don't know is that Colorado's state and local programs can often be stacked on top of VA benefits adding thousands more in assistance.

Who Qualifies
Active Duty Veterans Military Spouses National Guard Army Reservists Honorably Discharged
"I thought my VA loan was the only benefit available to me. Hero HomeReach showed me how to stack Colorado programs on top of it. We ended up with over $20,000 in additional assistance I didn't even know existed."
— Army Veteran, Colorado Springs CO
VA Loan — 0% down CHFA Programs (stacks with VA) MetroDPA — 6% forgiven Teacher Next Door (covers military) NeighborhoodLIFT ($15K) CO Community Hero Program HUD Good Neighbor Next Door Homes for Heroes rebate
Book Free Military Consultation
0%
Down payment required with VA loan
4%
Max seller concessions on VA loans
$15K+
Additional Colorado grants stackable with VA
Stack
VA + state programs = maximum benefit
Common Myths — Busted
✗ "VA loan is all I need / can get"
✓ Colorado grants can stack on top of VA benefits
✗ "I move too much to buy a home"
✓ If Colorado is your base — programs are waiting for you
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Find Out Exactly What You've Earned

Book your free Hero HomeReach™ consultation. We'll map every program available for your profession and show you your maximum combined benefit at zero cost to you.

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